Archive for November, 2008

20 EUROS for 20 days-Part 1

Here we go again! You probably wonder why I challenge myself this way. Good question!
In order to attain my goals in other areas, I have to work with the resources that I have. This time, my goal is to save most of my December grocery money until Dec.18th when our kids, Anita and Neil […]


More like character…



Dave Ramseys 7 Baby Steps

$1,000 to start an Emergency Fund

Pay off all debt using the Debt Snowball

3 to 6 months of expenses in savings

Invest 15% of household income into Roth IRAs and pre-tax retirement

College funding for children

Pay off home early

Build wealth and give!
Invest in mutual funds and real estate
Dave Ramsey.com


Baking Day

Last weeks baking/cooking day:

I made 2 kinds of cookies: White Chocolate with Almonds and Chocolate with Cranberries. White chocolate, cocoa and cranberries from the USA… thanks to Jesseka, Rebekah and Joye)
Ciabatta bread
Spanish Tortilla (potato and egg omelet)
Roasted potatoes (while to oven is on baking… might as […]


10 Ways I am saving money.

* Do you see the little grey box above this photo with a number on it? If you “click” on this, you can leave a comment for me or about this blog.~thank you!

In these interesting and challenging days, I guess we are all looking for ways to save. Here are 10 of my “moves” […]


Saving Money…

The Garden:
I wanted to tell you that my garden is growing very well. So far, we are eating radishes (well, I am, John doesn’t care for them) and all of our salads are coming from the lettuce I grow. I snip off just enough each day to make our salad. Did you know that radish […]